AML & Risk Operations Analyst

Brief info about Vinted

Our mission is to make second-hand the first choice, and we're looking for people who want to help us get there. Every day, we work together to help our members buy and sell pre-loved clothing and lifestyle items, giving each piece a second life – or even a third.

The Vinted Group is made up of three business units that support this mission:

Vinted Marketplace is Europe’s leading platform for second-hand fashion and a go-to destination for all kinds of pre-loved items, with a growing range of categories. Our platform connects millions of members across 20+ markets, helping great items find a new life.

Vinted Go enhances the shipping experience with a vast network of over 500,000 pick-up and drop-off points, partnering with more than 60 carriers across Europe, with added services like item verification for peace of mind on high-value pieces.

Vinted Pay is the newest part of the Vinted Group, dedicated to bringing secure, reliable payments to buyers and sellers across Europe. Seamlessly integrated into the Vinted app, it helps keep every transaction safe, efficient, and easy for our members.

Founded in 2008 in Lithuania, Vinted began as a way for friends to find new homes for clothes they no longer needed. In 2019, we became Lithuania's first unicorn! Today, our headquarters remain in Vilnius, and we've grown with offices across Europe, supported by a team of over 2,000 people.

As an AML & Risk Operations Analyst, you will be responsible for executing end-to-end financial crime controls, including KYC/KYB verification, transaction monitoring, and PEP, Sanction and adverse media screening across our European markets, and with a touchpoint on the UK. You will help to identify patterns of illicit behavior, conduct enhanced due diligence (EDD) on high-risk users, and ensure our platform remains a safe environment that meets the rigorous standards of our electronic money institution (EMI) licenses.

You will join our core AML & Risk Operations department, the engine room of Vinted Pay. We are a high-energy team of professionals dedicated to protecting our millions of users and the integrity of our financial ecosystem across multiple jurisdictions. Our team doesn't just "check boxes" - we solve complex puzzles to prevent money laundering, fraud, and terrorist financing in real-time.

You will report to an AML Team Lead and collaborate closely with our Compliance, Product, Engineering and Data Science & Analytics stakeholders. In your role as an Analyst, you will focus on high-volume operational excellence, whilst also being presented with opportunities to upskill under the stewardship of Specialists and Senior Specialists.

In this position, you’ll primarily

Be responsible for managing PEP screening alerts: Review and resolve potential matches against PEP (Politically Exposed Persons) as the business looks to migrate its book onto the Vinted Pay rails

Over time you will

Manage Sanction & Adverse Media Screening: Review and resolve potential matches against global sanctions and adverse media lists

Perform KYC Verifications: Conduct robust identity checks to ensure every user on the Vinted platform is who they say they are

Monitor Instant & Retrospective Transactions: Analyse payment flows to detect and prevent money laundering, terrorist financing, and sophisticated fraud schemes

Conduct Enhanced Due Diligence (EDD): Deep-dive into high-risk users, investigating source of funds (SoF) and source of wealth (SoW) to mitigate institutional risk

Optimise Risk Tooling: Identify patterns in false positives and provide feedback to senior stakeholders to refine our automated monitoring rules

Collaborate Across Stakeholders: Work closely with Member Support and other teams to balance a seamless user experience whilst maintaining rigorous controls

Maintain Data Integrity: Ensure all case management and audit trails are documented to a "board-ready" standard, and in-line with internal documentation, ready for regulatory audits

About you

Have curiosity, drive and a genuine interest in AML/Compliance

Be proactive, eager to learn and ready to contribute to a high performing team

Communicate clearly in written and spoken English with both technical and non-technical stakeholders

Ability to spot inconsistencies across documents

Strong documentation discipline

Ability to prioritise alerts based on risk scoring, geography, transaction size, behavior

Nice to have: Professional certifications (e.g., CAMS, ICA, or similar) and/or experience in early-stage or fast-scaling companies, multi-country operations, online marketplaces or payments, and familiarity with modern AML tools.

The gross monthly salary range for this position is:

€1.717—€2.317 EUR